Clients are asking me how they can protect their credit to ensure they will be able to get a Home Loan with a good interest rate.

One of the best things you can do is to live within your means. This means not running up credit cards debts, and putting off unnecessary purchases until you have the funds to make the purchase.

Make your payments on time. Don’t let yourself fall into bad habits of making late payments. If you’re having trouble making payments, call the creditor.  Most Creditors are willing to work with you.

Don’t cancel unused credit cards. Your credit rating is complicated, but one aspect of it is the amount of open credit you have available.

These few tips can help you protect your credit rating, and keep you financially safer. Remember, you can get a "Free Copy" of your credit report every year!  A great site for this is www.freecreditreport.com.

Follow these simple steps, you will be surprised how making small changes can help you accomplish the Freedom that you want Financially.

                                                                                 Good Luck...

                                                                                      Debi